Fund Based

Buyer Credit
Buyer Credit is a credit facility provided by an Indian Bank or Lending Institution to the overseas buyer (Importer)
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Line of Credit
Line of Credit is usually an agreement between the lending institution (generally a bank) and a customer
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Over Draft Against Stock
Traders and manufacturers prefer availing the Overdraft facility against the stock.
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Over Draft Against Receivables
Any kind of authenticated receivables like Bills Receivable, Rent Receivables can be pledged as security
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Over Draft Against Property
To Avail Overdraft against Property you have to mortgage your Property with the bank
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Over Draft Against Pledge of Security
A customer pledges a collateral security for example shares, mutual fund units, bonds or any fixed asset to the bank
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Over Draft Against Gold
Gold can be immediately converted into cash and has always increasing value. This makes the gold one of the most
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Over Draft Against Insurance Policy
Insurance Policy by Public or Private Insurers is another type of pledged security against
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Cash Credit
Cash Credit facility is basically a finance to meet working capital requirement of any business enterprise
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Bill Discounting
Bill Discounting is a process where the financial institution gets the Bill of Exchange (Cheque / PO /DD etc.)
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LC Discounting
For businesses that export or import, letters of credit are the financial security in international trade.
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Packing Credit
Packing credit is a loan/ cash credit facility sanctioned to an exporter in the Pre-Shipment stage.
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Post Shipment Finance
Post shipment is a finance extended by the bank after effective shipment to bridge the gap.
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Commercial Vehicle Loan
Loans for purchase of heavy commercial vehicles in India are granted to transport operators.
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